Credit officer

Micro finance bank

 

Conduct thorough appraisals of loan applications to determine creditworthiness and assess risk.

– Restructure loans as necessary to accommodate borrowers’ financial situations while ensuring compliance.

– Ensure due diligence is performed on all loan activities, maintaining integrity and transparency.

– Manage loan recovery processes, working closely with delinquent accounts to facilitate repayments.

– Promote the bank’s loan and overdraft products to potential clients, retaining a focus on customer service.

 

Qualifications:

– HND, Bachelor’s degree in Finance, Business Administration, or a related field.

– Extensive knowledge of loan products and credit analysis.

– Strong analytical skills and attention to detail.

– Excellent negotiation and communication abilities.

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