Website Kaylog Business Support Limited
Job Summary:
Kaylog Business Support Limited is a leading microfinance institution with branches across Ogun and Oyo States, dedicated to empowering individuals and small businesses through financial solutions is in search of a dynamic leader with a passion success, who thrive in fast-paced environments, driving growth, operational excellence, and strategic impact with great analytical skills for the post of Credit Review Officer to join our public sector Unit
The Credit Review Officer will be responsible for conducting thorough reviews of loan applications and existing credit portfolios to ensure compliance with Kaylog’s credit policies, internal controls, and regulatory guidelines.
Key Responsibilities:
- Conduct independent credit reviews of loans granted to public servants and paramilitary personnel to ensure compliance with approved credit policies and risk appetite.
- Review credit appraisal quality, including income stability, length of service, retirement horizon, and debt service capacity.
- Verify authenticity and completeness of borrower documentation, including employment confirmation, payroll slips, service numbers, ranks, and retirement dates.
- Assess and validate payroll deduction arrangements, check-off mandates, and repayment structures to ensure sustainability of loan facilities.
- Monitor the quality and performance of the public sector loan portfolio, identifying delinquency trends, early warning signals, and emerging credit risks.
- Track management responses to credit review findings and ensure timely resolution of identified issues.
- Recommend improvements to credit policies, lending processes, and risk assessment frameworks for public sector lending.
- Provide advisory and capacity-building support to relationship officers on public sector credit risk management.
Qualifications & Requirements
Minimum OND in any discipline
Proven experience in microfinance, banking, or financial services.
Strong leadership and team management skills.
Excellent business development and strategic planning abilities.
Knowledge of financial products, credit risk, and regulatory frameworks.
Great analytical skills
Benefits
Competitive salary with performance-based incentives.
Bonus on target achievement
Career growth and professional development opportunities.
HMO.
Application Method:
Interested applicant should send cv and cover letter to : ajani.a.michael@kefc.com.ng or send to WhatsApp number :09012612640