Hire Express International ltd
Job Description
Role: Credit Risk Officer
Experience Level: Minimum 3 years
Location: Lekki Phase
Industry: Banking / Financial Services
Key Responsibilities:
Develop, implement, and enforce credit risk policies and procedures.
Evaluate and monitor credit exposures across all lending portfolios.
Conduct credit analysis, risk rating, and portfolio stress testing.
Review loan applications for compliance with internal credit standards and regulatory guidelines.
Prepare credit risk reports and recommend strategies to minimize losses.
Liaise with internal teams to ensure risk controls and recovery strategies are in place.
Requirements:
Bachelor’s degree in Finance, Economics, or related field.
Minimum of 3 years’ experience in banking or credit risk management.
Strong understanding of credit policies, financial analysis, and risk evaluation.
Excellent analytical, decision-making, and documentation skills.
Ability to work independently and manage multiple portfolios effectively.
Salary: 150k -200k