Website Digitvant Microfinance bank
We offer a comprehensive digital banking experience.
We are looking for a results driven and customer focused SME Loan Officer to join our team and play a key role in supporting entrepreneurs and growing businesses.
Key Responsibilities:
– Identify and evaluate prospective SME clients through field visits, referrals, and partnerships.
– Conduct credit appraisals, financial analysis, and risk assessments of loan applicants.
– Prepare and present loan proposals to the credit department.
– Monitor and manage loan portfolios to ensure timely repayments and portfolio quality.
– Build and maintain strong relationships with SME clients, offering financial advisory support.
– Ensure compliance with internal policies, lending procedures, and regulatory requirements.
– Generate regular reports on loan performance and portfolio health.
Requirements:
– Bachelor’s degree in Finance, Business Administration, Economics, or any related field.
– Minimum of 5 years experience in SME lending, preferably in a microfinance, fintech, or commercial banking environment.
– Strong analytical, communication, and negotiation skills.
– Good understanding of financial statements and business analysis.
– Proficiency in using loan management software and Microsoft Office tools.
– Ability to work independently and meet targets under pressure.
– Knowledge of the local SME ecosystem.
– Strong interpersonal skills and a customer-first mindset.
– Attention to detail and commitment to compliance.