Website Digitvant Microfinance bank
We offer a comprehensive digital banking experience.
Job Title: Credit Analyst
Industry: Finance/Fintech
Employment Type: Full-time
Location: Ikeja,Lagos
Job Summary:
The Credit Analyst will be responsible for evaluating credit data, assessing the creditworthiness of potential and existing clients, and making recommendations to support sound lending decisions. The ideal candidate will have strong analytical skills, a keen eye for detail, and experience in credit risk assessment.
Key Responsibilities:
- Conduct thorough analysis of financial statements, credit reports, and other relevant data to assess risk.
- Review loan applications to determine eligibility and repayment potential.
- Recommend loan terms based on risk assessment.
- Monitor existing credit accounts to identify early warning signs of potential default.
- Prepare detailed credit reports and present findings to Management.
- Collaborate with the recovery team to manage delinquent accounts.
- Ensure compliance with company policies, regulatory requirements, and industry best practices.
Requirements:
- Bachelor’s Degree in Accounting, Banking and Finance, Economics, or a related field.
- Minimum of 3 years’ experience in credit analysis, preferably in a banking, fintech, or microfinance setting.
- Strong knowledge of credit risk principles, lending regulations, and financial analysis.
- Excellent analytical, problem-solving, and decision-making skills.
- Proficiency in Microsoft Excel and financial modeling tools.
- Strong attention to detail and accuracy
- Good communication and report-writing skills.
How to apply:
Interested and qualified persons should send their application to b.owoyemi@digitvant.com and hr@digitvant.com using the job title as the subject of the email.
Application Deadline: 5th December,2025.