KKYS COLLECTIONS
Recruitment Agency
Xavier Reptoriz PLC is recruiting a proactive and results-driven Business Development / SME Loan Officer to support our lending operations. The ideal candidate will be responsible for sourcing SME clients, processing loan applications, managing loan portfolios, and driving business growth while ensuring excellent customer service and loan performance.
Key Responsibilities
Source and onboard SME clients through effective business development and marketing activities
Evaluate, process, and recommend SME loan applications
Conduct credit analysis and risk assessments in line with company policies
Manage and monitor SME loan portfolios to ensure timely repayments
Follow up on loan repayments and minimize default rates
Build and maintain strong relationships with existing and prospective clients
Achieve assigned sales, disbursement, and portfolio targets
Maintain accurate loan records and client documentation
Stay informed on lending regulations, market trends, and best practices
Work closely with internal teams to ensure efficient service delivery
Requirements & Qualifications
Minimum qualification: OND / HND / B.Sc. in any relevant discipline
0 – 5 years experience in sales, marketing, banking, microfinance, or financial services
Experience in SME lending or loan marketing is an added advantage
Basic to strong knowledge of credit principles and risk management
Strong communication, negotiation, and interpersonal skills
Target-driven, self-motivated, and result-oriented
Ability to work under pressure and meet deadlines